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Finance tools

Simulate loan repayments and compare payment plans.

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Finance tools

Model long-term loans, interest-only periods, and repayment strategies for any scenario.

Loan calculator

Compare monthly payments, total interest, and amortization schedules with multiple repayment styles.

Loan details

Interest-only period before amortization

Repayment summary

Monthly payment

1,036,384₩

Fixed amount after grace period

Total interest

24,366,091₩

Sum of all interest charges

Total repayment

124,366,091₩

Principal plus interest

Average monthly payment

1,036,384₩

Total repayment divided by months

Annual rate 4.5%
Term 120 months

This calculator provides approximations only. Actual lender terms may vary.

Monthly schedule

Rounded values. Final payment may differ slightly due to rounding.

MonthPaymentPrincipalInterestBalance
#11,036,384₩661,384₩375,000₩99,338,616₩
#21,036,384₩663,864₩372,520₩98,674,752₩
#31,036,384₩666,354₩370,030₩98,008,398₩
#41,036,384₩668,853₩367,531₩97,339,545₩
#51,036,384₩671,361₩365,023₩96,668,184₩
#61,036,384₩673,878₩362,506₩95,994,306₩
#71,036,384₩676,405₩359,979₩95,317,901₩
#81,036,384₩678,942₩357,442₩94,638,959₩
#91,036,384₩681,488₩354,896₩93,957,471₩
#101,036,384₩684,044₩352,341₩93,273,427₩
#111,036,384₩686,609₩349,775₩92,586,818₩
#121,036,384₩689,184₩347,201₩91,897,635₩

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